Find out find the lender if there is a penalty to prepay the mortgage early. If yes, save the additional payments you can afford in a separate bank account until the penalty expires. Then pay the full amount to principal only. This will reduce the number of years, as well...
Don’t continue to live in poverty because of distractions.
Every day there are new distractions vying for every dime in your pocket. But stop to think, if you don't need the money you earn, why does anyone else need it? And why are they always showing off all the things they brought with the money you "earned," but don’t...
Save money from every paycheck towards retirement.
After writing down your simple budget, if you do not have any money to invest towards your future, you need to cut the items you are splurging on temporarily (e.g. too many streaming services). No matter how little money you make, you have to be able to save towards the...
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